The VA's Specially Adapted Housing (SAH) and Special Home Adaptation (SHA) grants help veterans and service members with certain service-connected disabilities buy, build or change a home so they can live more independently, and a related Temporary Residence Adaptation (TRA) grant applies when the veteran is living temporarily in a family member's home. They are administered by the Veterans Benefits Administration, applied for on VA Form 26-4555, and decided entirely by the VA. Ella's Bubbles does not process VA paperwork; the team supplies the written proposal and product documents an adapted-housing project may need, and the veteran applies. This guide explains the three grants, who they are for, how they differ from HISA and how to apply.
SAH vs SHA vs TRA in One Table
| Grant | Home it applies to | Ownership requirement | Qualifying disabilities listed by the VA |
|---|---|---|---|
| Specially Adapted Housing (SAH) | Your permanent home, to buy, build or change it | You own or will own the home | Loss or loss of use of more than one limb; loss or loss of use of a lower leg with residuals of an organic disease or injury; blindness in both eyes with 20/200 visual acuity or less; certain severe burns; loss or loss of use of one lower extremity after September 11, 2001 that prevents balancing or walking without braces, crutches, canes or a wheelchair |
| Special Home Adaptation (SHA) | Your permanent home, to buy, build or change it | You or a family member own or will own the home | Loss or loss of use of both hands; certain severe burns; certain respiratory or breathing injuries |
| Temporary Residence Adaptation (TRA) | A family member's home where you are living temporarily | You do not have to own the house | You qualify for SAH or SHA |
The VA notes that eligibility based on the loss of one extremity after September 11, 2001 is limited to a set number of veterans and service members each fiscal year by Congress, and that a veteran who qualifies but cannot receive it in the current year may receive it in a future year. The VA also states that an eligible veteran can use grant money up to 6 different times over a lifetime and does not have to use the total in one year.
Who These Grants Are for
Unlike HISA, which is a health care benefit tied to medical necessity, SAH and SHA are tied to specific service-connected disabilities named in law. If your disability is not on the VA's list, these grants are not the right path, and HISA or another program may be. If it is, the VA's adapted-housing program includes not only funds but also design guidance, published in the VA's guide for SAH and SHA projects. Ella's Bubbles cannot assess eligibility; the VA's page and your regional office can.
What the Grants Can Be Used for in a Bathroom
The VA describes changing a home to meet the veteran's needs, giving ramps and widened doorways as examples, and its design guide covers accessible bathrooms among other spaces. Within an approved project, a bathroom adaptation can include an accessible bathing fixture, and a walk-in tub with a low step-in threshold, built-in seat, grab bars and a door is one option a veteran and the VA's SAH agent may weigh against a roll-in shower. The guide to walk-in tubs versus low-threshold showers compares the two for mobility, space and caregiver needs, and the accessibility and wheelchair answers gather the seat height, door and threshold facts a project reviewer asks about. Whether any specific fixture is approved within your project is the VA's decision.
How to Apply
- ☐ Read the eligibility lists on the VA's disability housing grants page and confirm which grant fits
- ☐ Have your Social Security number and, if you have one, your VA file or claim number ready
- ☐ Apply online at va.gov, or complete VA Form 26-4555, Application in Acquiring Specially Adapted Housing or Special Home Adaptation Grant
- ☐ Submit online, by mail to the address on the VA's how-to-apply page, or in person at your nearest VA regional office
- ☐ Wait for the VA's decision letter; you can check claim status by signing in to VA.gov
- ☐ Once approved, work with the VA's assigned agent on the project plan, and request the tub proposal and spec sheet from your Ella dealer or the team at (800) 480-6850 when the plan calls for them
The article on written proposals explains what the proposal contains, and because labor is always separate from the tub, the guide to finding a licensed installer covers the contractor side of an adapted-housing bid.
How SAH and SHA Differ from HISA
| Question | SAH and SHA (and TRA) | HISA |
|---|---|---|
| Who runs it | Veterans Benefits Administration | Prosthetic and Sensory Aids Service at VA medical centers |
| Basis for eligibility | Specific service-connected disabilities named by law | Medical necessity, with tiers for service-connected and other disabilities |
| Application form | VA Form 26-4555 | VA Form 10-0103 with a VA physician's prescription |
| Scope | Buying, building or changing a home | Improvements and structural alterations to the primary residence |
| Can both be used | The VA's HISA page links to SAH and SHA as separate programs; ask your VA offices how they interact in your case | |
No Amounts Here
The VA publishes the current maximum amounts for SAH, SHA and TRA on its disability housing grants page and states that it may adjust them each year based on the cost of construction. This page lists none of them so that nothing here goes stale; please read the current figures on va.gov and confirm them with your regional office.
Related Guides
The overview of Medicare, insurance and VA coverage explains that Ella's Bubbles is not partnered with the VA and how the purchase-first pattern works, and the article on veteran and senior discounts describes Ella's own veteran recognition, which is separate from any VA grant and is applied to your order at the time of purchase.
Read the official guidance: VA.gov, Disability housing grants for Veterans.
Common Questions
What is the difference between the SAH and SHA grants?
Can I use an SAH or SHA grant for a walk-in tub?
Which form do I file for an adapted housing grant?
What is the TRA grant?
What if my service-connected disability is not on the SAH or SHA list?
Does Ella's Bubbles work with the VA on these grants?
Still need help? Open a ticket at ellasbubbles.com/support or call (800) 480-6850 and the team will be glad to assist.